Plan your financial future with precision. Use our 2026 Personal Loan Calculator to estimate your monthly payments, understand interest costs, and see how different loan terms impact your budget. Whether you’re consolidating debt or planning a major purchase, getting the math right is the first step toward financial freedom.
Loan Repayment Estimator
Monthly Payment
$0.00How to Use This Calculator
To get an accurate estimate, enter the total amount you wish to borrow and the potential APR offered by lenders. Our tool uses the standard amortization formula to calculate your fixed monthly installment.
Pro Tip: In 2026, many lenders offer lower rates for shorter terms (e.g., 3 years vs. 5 years). Experiment with the “Loan Term” to see how much interest you can save by paying off your debt faster.